This is not a new brilliant idea but I am really loving the convenience of online banking. Each payday, I log on and pay the bills that need to be paid. If I have some extra cash (not that it happens often) I pay an extra $20 on the electricity, phone and internet bills so by the time the next bill is due, it will already have been paid ... Read More
I received a phone call first thing this morning about a direct debit payment that hadn't gone through. I couldn't understand why because I had transferred the money into our bill-paying account to cover all the payments this fortnight. What I didn't realise is that I transferred the money into the wrong account! I'm thinking of getting some digital signage to hang outside my house that says "ditzy chick lives ... Read More
When DH and I first became a couple, we made the decision that I would stay home with our children and he would be the bread winner. This worked well for us when we had just 2 children until he was retrenched and found it difficult to find another job. So, we had to reassess our situation and after doing some job searching myself, I worked for a few years ... Read More
I don't like credit cards. I have seen too many people get way over their heads in debt because of their uncontrollable spending habits and not being able to keep up with repayments. I prefer to use my own money and if I don't have the money to buy something, I either save for it or I don't get it...simple. It's only recently that DH and I have just ... Read More
As if it's not enough that we already have one learner driver in the mummified household, next year in March DD15 will be turning 16 and will be old enough to go for her learner's permit! And I have already said that there is no way I am going to be getting in the care with either of them until they have their provisional licences. I'm too much of a ... Read More
I had the brilliant idea (again!) of moving the furniture around in the living room last night. DH was out (funnily enough my urge always happens when he's not home because he whinges too much when I say I want to move stuff..lol) I don't know if the kids have ESP or what but I was standing in the living room looking at the tv, and both DS16 and DD15 ... Read More
You know how some people clean up their houses before the cleaning lady comes? Well, I do that with my car before I take it to the mechanic. I give the car a wash, clean up the rubbish that the kiddos leave in there (you DON'T want to know what I've pulled out of there!), give the dash board a wipe over and quickly vacuum it out. But I ... Read More
By the way DD15 had reacted, you'd think that I asked her to go to every bank in Australia ON FOOT and find out which one has the best no balance transfer fee account! But no! All I did was ask her if she could go down to the supermarket for me and buy a packet of seasoned chicken stuffing so I can make meatloaf for dinner tonight. Funny ... Read More
You want to know what really irks me (today)? It's when the darling children tell me that they need money or a school excursion, material for a textiles project, scrapbook or notebook for some assignment or project THE NIGHT BEFORE THEY NEED IT!!! And then they're all like "But mum, I told you last week when you were cooking dinner/tending to the baby/on the phone". And then because ... Read More
Each year I put a little money away each week into my Christmas savings account to purchase gifts for Christmas. But this year I was thinking that instead of doing that, I could buy gift vouchers (cards) at the stores I shop at and put them away. Then when it comes time to buy the gifts, I'd just pay for them with the vouchers. I don't know whether this would be ... Read More
